Loan Services
Home loans, personal loans, business finance, vehicle loans, government schemes and more — compare, apply and get guided by experts. Best rates from 20+ banks.
Home Loan
Fulfill your dream of owning a home. We work with 20+ banks to get you the lowest interest rates with quick processing and minimal documentation.
Key Features & Benefits
- Lowest rates from 20+ banks
- Purchase, construction & renovation
- Balance transfer at better rates
- Home loan top-up facility
- Tax benefits Sec 80C & 24(b)
- Salaried & self-employed eligible
- PMAY subsidy scheme
- Doorstep document pickup
Documents Required
Partner Banks
* Indicative. Actual rate depends on CIBIL & profile.
Eligibility Criteria
Instant Personal Finance — Fast Approval Within 24–48 Hours
No collateral, minimal documentation, and digital processing for salaried and self-employed applicants.
Personal Loan
Instant personal loan for any purpose — medical emergency, wedding, travel or renovation. Fast approval and bank transfer within 24–48 hours.
Key Features & Benefits
- No collateral required
- Instant digital approval
- Minimal documentation
- Flexible EMI options
- Pre-payment allowed
- Salaried & self-employed
- Any purpose loan
- Doorstep service
Documents Required
Partner Banks
EMI Calculator
Eligibility Criteria
Business Loan
Scale your business with the right financial support. Working capital, expansion, equipment purchase or startup funding — serving clients across Gujarat and pan India.
Key Features & Benefits
- No collateral for unsecured loans
- Working capital & term loans
- Equipment & machinery finance
- Startup & MSME loans
- GST registered preferred
- Expert financial advisory
- Balance transfer available
- Flexible repayment
Documents Required
Partner Banks
Eligibility Criteria
Secured Finance — Unlock the Value of Your Property or Gold
LAP and Gold Loan — high value, lower interest, same-day options available for eligible applicants.
Loan Against Property (LAP)
Unlock the value of your property. High-value loan against residential or commercial property at attractive rates with longer repayment tenure.
Key Features & Benefits
- Residential & commercial property
- High loan-to-value ratio
- Lower rate than personal loan
- Business or personal use
- Balance transfer available
- Overdraft facility available
- Part payment without charges
- Longer repayment period
Documents Required
Partner Banks
Enquiry & Profile Check
Free consultation — assess property value & eligibility
Document Collection
Doorstep pickup of property docs, income proof & KYC
Property Valuation
Bank-appointed valuer assesses fair market value
Legal Verification
Bank panel lawyer verifies title & encumbrance
Sanction & Disbursal
Loan sanctioned and amount credited to your account
Eligibility Criteria
Gold Loan
Instant funds against your gold jewellery. Lowest interest, high per-gram value, same-day disbursal and your gold kept safe with the bank throughout the loan period.
Key Features & Benefits
- Instant same-day disbursal
- No income proof needed
- Any purpose — no questions
- High per-gram value
- Gold safely kept by bank
- Bullet repayment option
- Overdraft / credit line
- No CIBIL required
Documents Required
Partner Banks
| Purity | Per Gram Value | LTV | Best For |
|---|---|---|---|
| 22 Karat | ~₹5,800 | 75% | ✓ Best |
| 20 Karat | ~₹5,280 | 72% | Good |
| 18 Karat | ~₹4,750 | 68% | Eligible |
| Below 18K | — | — | ✗ Not Eligible |
📌 Hallmarked BIS certified gold gets higher per-gram value from most banks.
Eligibility Criteria
Car Loan (New & Used)
Drive your dream car today! Competitive rates for new or pre-owned vehicles. We compare top banks to make your purchase smooth, fast and affordable.
Key Features & Benefits
- New & used car financing
- Up to 100% on-road funding
- All car brands covered
- Quick disbursal
- Balance transfer available
- Top-up after 12 EMIs
- Electric vehicle loans
- Minimal documentation
Documents Required
Partner Banks
| Feature | New Car | Used Car |
|---|---|---|
| Interest Rate | 8.70%+ | 11%+ |
| Loan Amount | Up to 100% | Up to 80% |
| Tenure | Up to 7 Yrs | Up to 5 Yrs |
| Processing | 24–48 Hrs | 48–72 Hrs |
| RC Transfer | ✗ N/A | ✓ Required |
| EV Available | ✓ Yes | ✗ No |
* Rates vary by bank and applicant profile. Free comparison available.
Eligibility Criteria
Two Wheeler Loan
Get your dream bike or scooter with easy two-wheeler loans. Quick approval, minimal documentation for all brands including electric vehicles.
Key Features & Benefits
- All two-wheeler brands
- Electric scooter/bike loans
- Up to 95% ex-showroom
- Zero down-payment schemes
- Same-day approval
- Flexible EMI options
- Minimal paperwork
- Low income applicants eligible
Documents Required
Partner Banks
Sports, Commuter & Cruiser Bikes
All popular bike brands financed
All Popular Scooter Brands
Salaried & self-employed eligible
Electric Two-Wheeler Schemes
Govt subsidy integration available
High-End Motorcycle Financing
Competitive rates for premium bikes
Eligibility Criteria
Agricultural & Education Finance — Empowering Farmers & Students
Tractor loans at subsidized rates and education loans for India & abroad — complete support with seasonal EMI and moratorium options.
Tractor Loan
Empower your farming with tractor loans at subsidized rates. Government scheme integration, seasonal EMI and new/used tractor financing — built for Gujarat's farming community.
Key Features & Benefits
- All tractor brands financed
- Farm equipment included
- Government subsidy available
- Seasonal repayment EMI
- New & used tractor loans
- No income proof for farmers
- KCC integration
- Subsidized under PM schemes
Documents Required
Partner Banks
Eligibility Criteria
Education Loan
Invest in your future. Education loans for India and abroad — covering tuition, hostel, books and living expenses. Repayment starts after course completion.
Key Features & Benefits
- India & abroad studies covered
- Moratorium during study period
- Tax benefit Sec 80E
- No collateral up to ₹7.5L
- Tuition, hostel & living covered
- Girl student interest concession
- Repayment after job or 1 yr
Documents Required
Partner Banks
Study Destinations Covered
Admission
Loan disbursed
Study Period
No EMI due
Course End +6 Months Grace
Simple interest only — no full EMI
Job / 1 Year
EMI starts — full repayment begins
📌 During moratorium period only simple interest is charged — no EMI pressure while you study.
Eligibility Criteria
Govt Scheme Loans
We are authorized facilitators for all major government loan schemes. From PM Mudra to PMEGP to KCC — full application support, project report preparation and bank liaison included.
Key Features & Benefits
- PM Mudra — Shishu, Kishor, Tarun
- PMEGP subsidy up to 35%
- KCC for farmers — crop loan
- Stand-Up India scheme
- PMAY — housing subsidy
- Full application filing support
- DIC & bank liaison support
- Project report preparation
Documents Required
Covered Schemes
Shishu / Kishor / Tarun
For small business & self-employed
Manufacturing & Services
35% subsidy for rural applicants
Kisan Credit Card
Crop loan for farmers at low rate
Housing for All
Interest subsidy on home loan
Eligibility Criteria
Need Help Choosing the Right Loan?
Our expert team will compare banks, check your eligibility and guide you to the best loan option — completely free of charge.